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HomeMy WebLinkAboutCommon Policy - DeclarationsAdministrative Office: 7501 E. McCormick Parkway Scottsdale, AZ 85258 COMMON POLICY - DECLARATIONS Policy No. 3XZ12057001 Replacement No. 3XZ12057000 A KEMPER COMPANY NAMED INSURED AND ADDRESS: CITY OF JEFFERSONVILLE 501 EAST COURT AVE. JEFFERSONVILLE IN 47130 AGENT NAME AND ADDRESS: Municipal insurance Alliance Agency 10439 Ortonville Road Clarkston, Mi 48348 AGENT NO. 430034 POLICY PERIOD: From: 08~06~2002 To: 08~06~2003 at 12:01 a.m. Standard Time at your mailing address shown above. BUSINESS DESCRIPTION: GOVERNMENTAL SUBDIVISION In return for the payment of the premium, and subject to all the terms of this policy, we agree with you to provide the insurance as stated in this policy. This policy consists of the following coverage parts for which a premium is indicated. This premium may be subject to adjustment. COVERAGE PART Commercial Property Coverage Part Commercial General Liability Coverage Part Public Officials Liability Coverage Part Law Enforcement Liability Coverage Part Commercial Inland Marine Coverage Part Commercial Crime Coverage Part Commercial Auto Coverage Part Boiler & Machinery Coverage Part Commercial Umbrella Coverage Form PREMIUM $ Included $ tncluded $ Included $ Included $ Included $ Included $ Included $ Excluded $ Excluded TOTAL ANNUAL PREMIUM $ 244,923.00 FORMS APPLICABLE TO ALL COVERAGE PARTS: Refer to ZC23941a (1-99) Schedule of Forms and Endorsements THESE DECLARATIONS TOGETHER WITH THE COMMON POLI~Y CONDITIONS, C~RAGE PART DECLARATIONS, COVERAGE PART COVERAGE FO~RM~..AND FORMS A/~D...END/ORSEMENTS, IF ANY, TO FORM A PART THEREOF, C/O~M. PLETE THE ABO~E ~~~.~.~: _ ~. DATE ~~ ~UTHO'I~ED REPRESENTAT'VE ISSUED ZC 25277(9-99) Includes copyrighted material of Insurance Services Office, Inc., with its permission. Copyright, Insurance Services Office, Inc., 1998 ENDORSEMENTNO. A A~-I-ACHED TO AND ENDORSEMENT EFFECTIVE FORMING A PART OF (Standard time) INSURED AGENCY AND CODE POLICY NUMBER MO, DAY YR. 12.01 NOON 3XZ'12057001 08 06 2002 A.M. CITY OF 430034 X JEFFERSONVILLE THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. In consideration for the premium charged it is hereby understood and agreed the following change (s) are made to the GENERAL LIABILITY section(s) of this policy. This insurance does not apply to: "Bodily Injury", "property damage", "personal injury", or "advertising injury" arising out of activities at any airfield, runway, hangar, airport, airpark, heliport, or similar property that you own. ooerate, use, maintain, license, permit, or inspect, or located on any property you rent or lease, including a sublease. ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED AUTHORIZED REPRESENTATIVE DATE ZC 25166 (8-99) SCHEDULE OF FORMS AND ENDORSEMENTS IN Policy No. 3XZ12057001 Effective Date: 08~06~2002 12:01 A.M., Standard Time Named Insured: CITY OF JEFFERSONVILLE Agent No. 430034 Coverage is provided by those forms marked with an asterisk ( * ) FORMS APPLICABLE TO ALL * ZC25277 ZC25144 * ZC23941a * ZC25399 * ZC24325a IL0017 IL0021 ZC25405 9-99 ZC25015 5-99 COVERAGE PARTS 9-99 Common Policy-Declarations 8-99 Signature Page 1-99 Schedule of Forms and Endorsements 9-99 Conflicting Law Endorsement 9-99 Governmental Subdivisions Amendatery Endorsement 11-85 Common Policy Conditions 11-94 Nuclear Energy Liability Exclusion Endorsement (Broad Form) Ninety(90) Day Cancellation Clause Calculation of Premium FORMS AND ENDORSEMENTS ATTACHED TO THE COMMERCIAL PROPERTY COVERAGE PART PR17476 11-96 Commemial Property Coverage Part-Declarations C24729b 5-99 Building and Personal Property Coverage Form Public Entity C24728b 9-99 Public Entity-Cause of Loss-Special Form C25300 9-99 Public Entity Building and Personal Property Coverage Form ZC26350 12-01 Exclusion of War, Military Action and Terrorism C24333a C24334a C25320 C25298 C25299 C25108 9-99 Commandeerd and/or Impounded Property 9-99 Blanket Portable Equipment Endorsement 9-99 Functional Replacement Cost 9-99 Earthquake Coverage Form 9-99 Flood Coverage Form 5-99 Loss Adjustment Endorsement - Commercial Property Coverage FORMS AND ENDORSEMENTS ATTACHED TO THE INLAND MARINE COVERAGE PART MA24744a * ZC26350 MA17323a MA10173a MA25416 MA25413 MA14822a 5-99 Public Entity Inland Marine Conditions 12-01 Exclusion of War, Military Action and Terrorism 5-99 Contractors Equipment-Declarations 5-99 Contractors Equipment Coverage Fo[m 10-99 Contractors Equipment-Replacement Cost 10-99 Miscellaneous Articles Coverage-Special 5-99 Commercial Fine Arts Coverage ZC23941a (1-99) Date printed: 08/13/2002 Page 1 of 5 02-02 SCHEDULE OF FORMS AND ENDORSEMENTS IN Policy No. 3XZ12057001 E~ective Date: 08/06/2002 12:01 A.M., Standard Time Named Insured: CITY OF JEFFERSONVlLLE Agent No. 430034 Coverage is provided by those forms marked with an asterisk ( * ) FORMS AND ENDORSEMENTS ATTACHED TO THE CRIME COVERAGE PART CE25395 9-99 Crime Coverage Declarations * CE25310 9-99 Crime General Provisions CE25311 CE25321 CE25313 CE25323 CE25308 CE25322 CE24698a 9-99 Theft, Disappearance and Destruction Coverage Form (Coverage Form C) 9-99 Public Employee Dishonesty Coverage Form (Coverage Form P-per Employee) 9-99 Public Employee Dishonesty Coverage Form (Coverage Form 0-per Loss) 9-99 Faithful Performance 9-99 Employee Definition Amendment 9-99 Volunteer Workers, Other Than Fund Solicitors, as Employees 5-99 Forgery & Alteration Coverage Form (Coverage Form B) FORMS AND ENDORSEMENTS ATTACHED TO THE COMMERCIAL GENERAL LIABILITY COVERAGE PART LB25356 * LB25471 * LB25474 * LB25351 * LB25361 * LB25365 * LB24742a * LB26365 LB25016 LB25335 9-99 Commercial General Liability Coverage Part-Supplemental Declarations 10-99 Public Entity General Liability Coverage Form 10-99 Lead Contamination Exclusion ~ 9-99 Asbestos Exclusion 9-99 Dam Exclusion 9-99 Exclusion-Fireworks 9-99 Pollution Exclusion Exception for Partial Sewage 1-02 War or Terrorism Exclusion 5-99 Deductible Liability Insurance 9-99 Bodily Injury, Property Damage, Personal Injury and Advertising Injury Liability Deductible LB25327 LB25403 9-99 Cemetery Professional Liability 9-99 Hired Auto and Non-Owned Auto Liability FORMS AND ENDORSEMENTS ATTACHED TO THE EMPLOYEE BENEFIT COVERAGE PART * LB25330 9-99 Employee Benefits Liability-Declarations * LB24748a 5-99 Employee Benefits Llab~ty Coverage Form * LB26381 1-02 War or Terrorism Exclusion ZC 23941a (1-99) Date printed: 08/1312002 Page 2 of 5 02-02 SCHEDULE OF FORMS AND ENDORSEMENTS IN Policy No. 3XZ12057001 Effective Date: 08/06/2002 12:01 A.M., Standard Time Named Insured: CITY OF JEFFERSONVILLE Agent No, 430034 Coverage is provided by those forms marked with an asterisk ( * ) FORMS AND ENDORSEMENTS ATTACHED TO THE LAW ENFORCEMENT COVERAGE PART * LAWla 5-99 Law Enforcement Liability Coverage Part-Supplemental Declarations * LAW2a 5-99 Law Enforcement Liability Policy * LAW95 11-01 War or Terrorism Exclusion LAW12b 5-99 Law Enforcement Liability Coverage Form - Prior Acts or Omissions Coverage FORMS AND ENDORSEMENTS ATTACHED TO THE PUBLIC OFFICIALS COVERAGE PART- OCCURRENCE FORM OPOF1 b OPOF2a POF82a OPOF28a OPOF25a OPOF24a OPOFI7a OPOF22a OPOF60 5-99 Public Officials Liability Coverage Part-Supplemental Declarations 5-99 Public Officials Liability Coverage Form 5-99 Exclusion-Failure to Maintain Insurance 5-99 Exclusion-Financial Loss 5-99 Exclusion-Insurance Practices 5-99 Exclusion-Securities/Bonds 5-99 Enhanced Employment Liability Endorsement 5-99 Exclusion - Personal Injury Exclusion Redefined 11-01 War or Terrorism Exclusion OPOF14a POF49a 5-99 Prior Acts or Omissions Coverage 5-99 Exclusion - Activities of any Law Enforcement Agency FORMS AND ENDORSEMENTS ATTACHED TO THE PUBLIC OFFICIALS COVERAGE PART- CLAIMS MADE * POF'Ib * POF2b * POF24a * POF39a * POF70a * POF62a * POF63a * POF64a * POF65a * POF48a * POF32b * POF150 5-99 Public Officials Liability Coverage Part-Supplemental Declarations 5-99 Public Officials Liability Coverage Form 5-99 Disclosure Form - Important Notice of Policyholder 5-99 Reinstatement of Aggregate Limit 5-99 Exclusion - Knowledge of Wrongful Acts - Prior to Policy Period 5-99 Exclusion - Failure to Maintain Insurance 5-99 Exclusion - Financial Loss 5-99 Exclusion - Insurance Practices 5-99 Exclusion - Securities/Bonds 5-99 Change Endorsement - Exclusion - Personal Injury Redefined 5-99 Enhanced Employment Liability Endorsement 11-01 War or Terrorism Exclusion POF3a * POF49a 5-99 Exclusion - Prior Acts Endorsement 5-99 Exclusion - Activities of any Law Enforcement Agency ZC23941a (1-99) Date printed: 08/13/2002 Page 3 of 5 02-02 SCHEDULE OF FORMS AND ENDORSEMENTS IN Policy No. 3XZ12057001 Effective Date: 08/06/2002 12:01 A.M., Standard Time Named Insured: CITY OF JEFFERSONVlLLE Agent No. 430034 Coverage is provided by those forms marked with an asterisk ( * ) FORMS * AT24326 * AT25289 AT24739a * AT24307a * AT24308a AT25282 * AT25287 * CA2144 CA3116 CA9903 * AT26368 AND ENDORSEMENTS ATTACHED TO THE AUTOMOBIL ,E COVERAGE PART- 11-96 Business Auto Coverage Form Declarations 9-99 Public Entity Automobile Coverage Form 9-99 Commercial Auto Broad Form Endorsement 9-99 Deductible Waiver Endorsement 9-99 Volunteers or Employees As Insured~ Endorsement 9-99 Physical Damage to Volunteers or Employees Personal 9-99 Employees or Volunteers Personal Effects in Vehicles 1-95 indiana Uninsured Motorists Coverage 1-95 Indiana Underinsured Motorists Cove~'age 6-92 Auto Medical Payments Coverage 1-02 War or Terrorism Exclusion AT25096 AT25283 AT25285 5-99 Deductible Liability Coverage 9-99 Customized Vehicle Extension Endorsement 9-99 Commandeered Auto Coverage AT25281 AT25286 AT24330a 9-99 Agreed Value Endorsement 9-99 Freezing Coverage - Fire and Other Emergency Vehicles 9-99 Antique Fire Truck Endorsement AT25284 9-99 Impounded Vehicle Endorsement FORMS AND ENDORSEMENTS ATI'ACHED TO THE ELECTRONIC, DATA PROCESSING COVERAGE PART * MAI0260a * MAI0261b MA10263a MA17746a MA17747a * ZC26350 8-97 Electronic Data Processing Systems Declaration 11-99 Electronic Data Processing Systems Section 1 - Equipment 11-99 Electronic Data Processing Systems - Extensions of Coverages 11-99 Electronic Data Processing Systems - Data, Media, Programs 11-99 Electronic Data Processing Systems :- Extra Expense 12-01 Exclusion of War, Military Action and Terrorism MA10262b 11-99 Electronic Data Processing Systems: Loss of Business Income ZC 23941a (1-99) Date printed: 08/13/2002 Page 4 of 5 02-02 SCHEDULE OF FORMS AND ENDORSEMENTS IN Policy No. 3XZ12057001 Effective Date: 08/06/2002 12:01 A.M., Standard Time Named Insured: CITY OF JEFFERSONVILLE Agent No. 430034 Coverage is provided by those forms marked with an asterisk ( * ) FORMS AND ENDORSEMENTS ATTACHED TO THE LIABILITY CdVERAGE PART UMI0'I 7-99 Commercial Umbrella Policy - Supplemental Declaration UM102 7-99 Schedule A - Schedule of Underlying Ins. UMt00 7-99 Commemial Umbrella Coverage Form UM'I09 7-99 Public Entity Amendatory Endorsement Definition of Insured UM107 UMl11 UMl19 UM106 UM108 UM361 UM362 7-99 Lead Contamination Exclusion 7-99 Airport Liability Exclusion 7-99 Dams or Reservoirs Exclusion 7-99 Public Entity Pollution Exception for Partial sewage 7-99 Public Entity Amendatory Endorsement - Additional Exclusions for Partial Sewage 11-01 War or Terrorism Exclusion 12-01 Amendment of Insuring Agreement - t~nown Injury or Damage UM124 CU49037 CU49043 CU49031 CU49221 7-99 Fireworks Exclusion 1-92 Broadcasting or Telecasting Activities Exclusion 1-92 Community Antenna TV or Cable TV Exclusion 1-92 Automobile Liability Exclusion 5-94 Employee Benefits Liability Exclusion UM121 UMl13 UMl12 7-99 Law Enforcement Following Form 7/99 Law Enforcement Liability Exclusion 7-99 Public Officials Errors & Omissions F~llowing Form Endorsement UM138 10-99 IN Changes - Cancellation & Nonrenewal ZC 23941a (1-99) Date printed: 08/1312002 Page 5 of 5 02-02 Specialty National Insurance Company a ~"s~mF~R. COMPANY IN WITNESS WHEREOF, the Insurer has caused this policy to be signed by its President and Secretary and countersigned on the Declarations Page by a duly authorized representative of the Insurer. SECRETARY PRESIDENT ZC 25144 (8/99) ENDORSEMENT NO. ATTACHED TO AND ENDORSEMENT EFFECTIVE FORMING A PART OF (Standard Time) INSURED AGENCY AND CODE POLICY NUMBER MO. DAY YR. 12:01 NOON A.M. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CONFLICTING LAW ENDORSEMENT Terms of this policy that are in conflict with the law of the state wherein this policy is issued are hereby amended to conform to such law. ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED AUTHORIZED REPRESENTATIVE DATE ZC 25399 (9/99) ENDORSEMENT NO. ATTACHED TO AND ENDORSEMENT EFFECTIVE FORMING A PART OF (Standard Time) INSURED AGENCY AND CODE POLICY NUMBER MO. DAY YR. 12:01 NOON A.M. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. GOVERNMENTAL SUBDIVISIONS AMENDATORY ENDORSEMENT~NOWLEDGE/NOTICE OF OCCURRENCE AND UNINTENTIONAL ERRORS OR OMISSIONS KNOWLEDGE OF OCCURRENCE It is agreed that knowledge of an occurrence by the agent, servant or employee of the insured shall not in itself constitute knowledge by the nsured unless the city manager or authorized designee shall have received such notice from its agent, servant, or employee. NOTICE OFOCCURRENCE It is agreed that if the insured reports an occurrence to its compensation carrier which later develops into a liability claim, coverage for which is provided by the policy to which this endorsement is attached, failure to report such occurrence to the company at the time of occurrence shall not be deemed in violation of the condition entitled "Duties in the Event of Occurrence, Offense, Claim, or Suit." Provided, however that the insured, just as soon as it is definitely made aware of the fact that the particular occurrence is a liability case rather than a compensation case, shall give notification of the aforesaid occurrence to this company. UNINTENTIONAL ERRORS OR OMISSIONS It is agreed that failure of the insured to disclose all hazards existing as of the inception date of the policy shall not prejudice the insurance with respect to the coverage afforded by this policy, provided such failure or omission is not intentional. ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED AUTHORIZED REPRESENTATIVE DATE ZC 24325a (9/99) A KEMPER COMPANY NOTICE TO POLICYHOLDERS - WAR, MILITARY ACTION AND TERRORISM RESTRICTIONS OF COVERAGE (Applicable to Commercial Inland Marine, Commercial Property, Commercial Crime and Boiler and Machipery Coverage Parts) This notice has been prepared in conjunction with the implementation of changes to your policy. It contains a brief synopsis of any significant broadenings, restrictions and clarifications of coverage that were made. Please read your policy, and the endorsements attached to your policy, carefully. A war, military action and terrorism exclusion is attached to your policy which states that you do not have coverage for: · Loss or damage arising out of war, warlike action and similar events. · Loss or damage arising out of terrorism. However, terrorism is excluded only if: · The total of all damage to all types of property (including business interruption losses sustained by owners or occupants of damaged property), from a terrorism incident exceeds $25 million. The $25 million property damage threshold is based on losses sustained by all persons and entities who are affected by an incident of terrorism, and who are insured for the damage, or who would be insured but for a terrorism exclusion; or (In applying the threshold for property damage ($25 million), multiple incidents of terrorism which occur within a seventy-two hour period and appear to be linked together or have a related purpose or common leadership behind them shall be considered to be one incident of terrorism.) The terrorism event involves nuclear materials or results in nuclear reaction or radiation or radioactive contamination; or The terrorism event is carried out by means of the dispersal or application of pathogenic or poisonous biological or chemical materials; or The terrorism event involves the release of pathogenic or poisonous biological or chemical materials, and it appears that one purpose of the terrorism was to release such .materials. See the definition of terrorism in the war1 military action and terrorism exclusion endorsement for purposes of the terrorism exclusion. ZC 26373 (1/02) Page 1 of 1 COMMON POLICY CONDITIONS All Coverage Parts included in this policy are subject to the following conditions. A. CANCELLATION 1. The first Named Insured shown in the Declarations may cancel this policy by mailing or delivering to us advance written notice of cancellation. 2. We may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation at least: a. 10 days before the effective date of cancellation if we cancel for nonpay- ment of premium; or b. 30 days before the effective date of cancellation if we cancel for any other reason. 3. We will mail or deliver our notice to the first Named Insured's last mailing address known to us. 4. Notice of cancellation will state the ef- fective date of cancellation. The policy period will end on that date. 5. If this policy is cancelled, we will send the first Named Insured any premium re- fund due. If we cancel, the refund will be pro rata. If the first Named Insured cancels, the refund may be less than pro- rata. The cancellation will be effective even if we have not made or offered a refund. 6. If notice is mailed, proof of mailingwill be sufficient proof of notice. B. CHANGES This policy contains all the agreements be- tween you and us concerning the insurance afforded. The first Named Insured shown in the Declarations is authorized to make changes in the terms of this policy with our consent. This policy's terms can be amended or waived only by endorsement issued by us and made a part of this policy. C. EXAMINATIONS OF YOUR BOOKS AND RE- CORDS We may examine and audit your books and records as they relate to this policy at any time during the policy period and up to three years afterward. D. INSPECTIONS AND SURVEYS We have the right but are not obligated to: 1. Make inspections and surveys at any time; 2. Give you reports on the conditions we find; and 3. Recommend changes. Any inspections, surveys, reports or rec- ommendations relate only to insurability and the premiums to be charged. We do not make safety inspections. We do not under- take to perform the duty of any person or organization to provide for the health or safety of workers or the public. And we do not warrant that conditions: I. Are safe or healthful; or 2. Comply with laws, regulations, codes or standards. This condition applies not only to us, but also to any rating, advisory, rate service or similar organization which makes insurance in- spections, surveys, reports or recommen- dations E. PREMIUMS The First Named Insured shown in the Dec- larations: 1. Is responsible for the payment of all premiums; and 2. Will be the payee for any return premi- ums we pay. F. TRANSFER OF YOU RIGHTS AND DUTIES UNDER THIS POLICY Your rights and duties under this policy may not be transferred without our written con- sent except in the case of death of an in- dividual named insured. If you die, your rights and duties will be transferred to your legal representative but only while acting within the scope of duties as your legal representative. Until your legal representative is appointed, anyone having proper temporary custody of your property will have your rights and duties but only with respect to that property. IL 00 17 11 85 Copyright, insurance Services Office. Inc., 1982, 1983 [] IL O0 21 11 94 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NUCLEAR ENERGY LIABILITY EXCLUSION ENDORSEMENT (Broad Form) This endorsement modifies insurance provided under the following: BUSINESSOWNERS POLICY COMMERCIAL AUTO COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART FARM COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART SPECIAL PROTECTIVE AND HIGHWAY LIABILITY POLICY NEW YORK DEPARTMENT OF TRANSPORTATION UNDERGROUND STORAGE TANK POLICY The insurance does not apply: A. Under any Liability Coverage, to "bodily injury" or "property damage": (1) With respect to which an "insured" under the policy is also an insured under a nuclear energy liability policy issued by Nuclear Energy Liability In- surance Association, Mutual Atomic Energy Liability Underwriters, Nuclear Insurance Association of Canada or any of their successors, or would be an insured under any such policy but for its termination upon exhaustion of its limit of liability; or (2) Resulting from the "hazardous prop- erties" of "nuclear material" and with respect to which (a) any person or organization is required to maintain fi- nancial protection pursuant to the Atomic Energy Act of 1954, or any law amendatory thereof, or (b) the "insured" is, or had this policy not been issued would be, entitled to indemnity from the United States of America, or any agency thereof, under any agreement entered into by the United States of America, or any agency thereof, with any person or organiza- tion. B. Under any Medical Payments coverage, to expenses incurred with respect to "bodily injury" resulting from the "haz- ardous properties" of "nuclear material" and arising out of the operation of a "nuclear facility" by any person or or- ganization. C. Under any Liability Coverage to "bodily injury" or "property damage" resulting from "hazardous properties" of "nuclear material", if: (1) The "nuclear material" (a) is at any "nuclear facility" owned by, or oper- ated by or on behalf of, an "insured" or (b) has been discharged or dis- persed therefrom; (2) The "nuclear material" is contained in "spent fuel" or "waste" at any time possessed, handled, used, processed, stored, transported or disposed of, by or on behalf of an "insured"; or (3) The "bodily injury" or "property dam- age" arises out of the furnishing by an "insured" of services, materials, parts or equipment in connection with the planning, construction, maintenance, operation or use of any "nuclear fa- cility", but if such facility is located within the United States of America, its territories or possessions or Canada, this exclusion (3) applies only to "property damage" to such "nuclear facility" and any property threat. 2. As used in this endorsement: "Hazardous properties" includes radioactive, toxi~ or explosive properties. "Nuclear material" means "source material", "Special nuclear material" or "by-product material". "Source material", "special nuclear material", and "by-product material" have the meanings giveln them in the Atomic Energy Act of 1954 or in any law amendatory thereof. "Spent fuel" means any fuel element or fuel component, solid or liquid, which has been used or exposed to radiation in a "nuclear reactor" . IL 00 21 11 94 Copyright, Insurance Services O__ffice. Inc., 1994 Page 1 of 2 [] "Waste" means any waste material (a) con- taining "by-product material" other than the tailings or wastes produced by the extraction or concentration of uranium or thorium from any ore processed primarily for its "source material" content, and (b) resulting from the operation by any person or organization of any "nuclear facility" included under the first two paragraphs of the definition of "nuclear facility". "Nuclear facility" means: (a) Any "nuclear reactor"; (b) Any equipment or device designed or used for (1) separating the isotopes of uranium or plutonium, (2) processing or utilizing "spent fuel", or (3) handling, processing or packaging "waste"; (c) Any equipment or device used for the processing, fabricating or alloying of "special nuclear material" if at any time the total amount of such material in the Custody of the "insured" at the premises where such equipment or device is lo- cated consists of or contains more than 25 grams of plutonium or uranium 233 or any combination thereof, or more than 250 grams of uranium 235; (d) Any structure, basin, excavation, premises or place prepared or used for the stor- age or disposal of "waste"; and includes the site on which any of the foregoing is located, all operations con- ducted on such site and all premises used for such operations. "Nuclear reactor" means any apparatus de- signed or used to sustain nuclear fission in a self-supporting chain reaction or to con- tain :a critical mass of fissionable material. "Property damage" includes all forms of ra- dioactive contamination of property. IL 00 21 11 94 Copyright, Insurance Services ,O_ffice. Inc., 1994 Page 1 of 2 []